Doxario digitises KYC/AML checks for real estate businesses in Spain. You focus on the transaction — Doxario supports the structured fulfilment of the obligations and their documentation.
Key date
10 July 2027 — the AMLR takes effect
The European anti-money-laundering regulation (AMLR) will then apply directly in all member states. Estate agents are explicitly named as obliged entities under Art. 3(3).
Yes. Estate agents are named in Art. 2.1 lit. l) Ley 10/2010 as sujetos obligados (obliged entities). What counts is where the agency work is carried out — not the company's language or the clients' nationality. An agency operating in Spain falls under Ley 10/2010 and its due diligence obligations (diligencia debida), even if most of its clients come from abroad.
SEPBLAC can impose sanctions. Fines can be substantial depending on the severity of the breach; how they are assessed is set out in Art. 56–58 Ley 10/2010.